Integrity Means A Lot To This Realtor: Palm Citys Horse Talk:

   

Horsetalkgirl

I have been in the business world for many years and know one very important thing. If you want to get to your goal, you must have integrityy. I think sometimes folks just totally forgets that the word is in the English dictionary.  So I decided that I would try to define integrity and what it means to me. Realtor's must believe in their Code of Ethics. Florida Realtor's Association requires every Realtor with an active real estate  license to renew their Code of Ethics  on a regular basis so we all know how we are suppose to behave and have the opportunity to sell real estate in Florida.

1. Steadfast adherence to a strict moral or ethical code.

2. The state of being unimpaired; soundness.

3. The quality or condition of being whole or undivided; completeness.

    

In selling or buying a home, we become entangled in the emotion that result form such a venture. It is incumbent upon your Realtor of choice to exercise true integrity in the face of difficult decisions, especially when it is disappointing news. A good professional Realtor remains hard at work and intent on satisfying the goals of his/her client.  In many cases, a much better result occurs if patience prevails. I remain there for my clients regardless and through the rough patches and that is where the true success of my business lies.

Carol Barron Cross, Broker
Sunflower Homes & Equestrian LLC
Palm City, Florida
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Integrity is one of the fundamental values that a real estate client should expect. It is the hallmark of a person who demonstrates sound morals and ethical principles at work.  A Realtor who has integrity lives his or her values in relationships with fellow Realtor's, customers and others. Acting with honor and truthfulness are also basic tenets in a person with integrity. People who demonstrate draw others to them because they are trustworthy and dependable. They are principled and can be counted on to behave in an honorable way even when no one is watching.

Looking for Equestrian Property in South Florida?

Looking for a real estate company to help you with your real estate needs? Check out these two: Royale Equestrian Facility in Ft. Pierce, Florida, By appointment and a 15 acre luxury equestrian estate in Palm City, Florida is also for sale. Two nice equestrian properties and are totally different. Sunflower Homes and Equestrian, LLC, Palm City, Florida is the listing Firm.

Sunflower Homes and Equestrian LLC services real estate clients throughout South Florida. Sunflower sells homes, luxury estates, town homes, equestrian farms, and upscale professional equestrian facilities. As Broker/Owner, Carol Barron Cross works to give all of her clients personal service, aggressive marketing and successful closings, "We put a lot of time, effort, skills, and smart marketing together for our clients. We do not own a lock box in our company. We have sold high end equestrian facilities, horse farms, huge farms, and homes of all types without a lock box. Not one of them have every been shown without my personal attention. We are proud of specializing in our client's service. We list to sale. That is our business." Contact Sunflower Homes and Equestrian, LLC for more information. Follow us and see photos of some of the beautiful properties that we have listed for sale. At this time we have a 74 acre upscale professional equestrian facility for sale in Ft Pierce, Fl. It is a beauty and lacks no amenities. It is just a beauty. We also have a beautiful luxury equestrian estate in Palm City that is available. Proudly, we have sold or have pending all of our homes that we listed. We can help you with your next real estate need.

SUPER HORSE PROPERTY!! FT. PIERCE, FL

This beautiful 70 plus acre property has been reduced to sale. Heads up to those that are true serious horse folks. This horse property for sale has everything in the book. Fifty stalls, large equipment building, two dressage arenas, 28 paddocks, and future paddocks are designed in the plan, a twelve acre lake that has a powerful pump to supply water for the entire operation, four take rooms, office, private road, three bedroom manufactured home for the trainer, and much more. The developers of the property, thought of everything. Nothing is left. OH, YES, there is a brand new Penning arena too. Appointment please.

$1,850,000.

Mortgage Applications are Rising. Check this Palm City Home.

This nice home in Stuart West is ready for a new owner. It has a bonus. Contact me for more information. It has three plus acres, pool, totally renovated in 2006 and reduced to $279,000. Check mortgages out today. Applications have been rising. We can get a great loan for you for this home too. Palm City, Florida. Mortgage applications rose 9.3% this past week as borrowers refinanced their home loans at exceptionally low interest rates. The Mortgage Bankers Association said refinancing apps grew dramatically, with the refi index jumping 11.2%, after the Fed announced it would move its portfolio towards longer-term Treasury securities. Meanwhile, the purchase index grew 2.6%, suggesting an increase in new home applications at the lower interest rates. "With lower rates, refinance application volume increased to its highest level since August 19, 2011," said Mike Fratantoni, the MBA's vice president of research and economics. "Purchase application volume also increased. However, the increase was in conventional purchase applications, which were up by 4.9 percent. Purchase applications for government loans fell by 0.6 percent over the week, likely influenced by the pending decline in FHA loan limits." The refinancing share of mortgage activity grew to 79.7% of all applications, up from 78.3% the previous week. The average interest rate for 30-year fixed rate mortgages with conforming loan balances of $417,500 or less fell to 4.25% from 4.29% this past week. Meanwhile, the average contract interest rate for 30-year, fixed-rate mortgages with jumbo loan balances fell to 4.51% from 4.55%. In addition, the interest rate for 30-year fixed-rate mortgages backed by the FHA fell to 4.05 percent from 4.07 percent. The 15-year, FRM increased to 3.47% from 3.46%, while the average contract interest rate for 5/1 ARMs fell to 2.95% fro 2.96%.

Our Economy Overview

Weekly Economic Summary –


June 23, 2011
Last week in review

(June 13 – 17, 2011


The volatility in Greece, as the country continues to search for some sort of bailout to meet near-term financing needs, has caused some flight to safety buying of U.S. dollar denominated securities like treasuries and mortgage backed securities, upon which home loan rates are based. This helped bonds and home loan rates last week, which was a good thing, since signs of inflation also heated up last week and bonds and home loan rates would have likely worsened on that inflation news.



Remember, inflation is the arch enemy of bonds and home loan rates because inflation erodes the value of the fixed return provided by a bond, which causes home loan rates to rise. And last week, both the Producer Price Index (which measures inflation at the wholesale level) and the Consumer Price Index (CPI) (which measures inflation at the consumer level) were both reported higher than expected, with the core CPI rising by 0.3%, which was the largest monthly increase in three years. While the Fed continues to say that the increase in inflation is transitory (i.e. short in duration, temporary or not persistent), more signs of inflation in the coming weeks and months could hinder bonds and home loan rates from further improvements.

SHOWING HOUSE TO BUYER...HOUSE ODOR LINGERS

SHOWING YOUR HOME TAKES TIME. MAKE A NOTE OF THIS HELPFUL SOLUTIONS.The windows are closed and then there’s a stench you just can’t get rid of. It’s difficult to air out your home sometime, even in Florida at different times. And what’s worse, your a/c unit or heatting unit can cause all sorts of new unpleasant odors, too. To keep your abode smelling fresh and clean until spring, here is handy note to pinpoint your stink and stop it in its tracks.

HAVE AN APPOINTMENT TO SHOW MY HOUSE TO A BUYER TOMORROW AND MY HOUSE SMELLS!! PANIC.........
Smell: Lingering food odors

Culprit: Fried food, burnt food, spicy food, fish



Solution: Your cooking might smell delightful the day of your feast, but lingering food odors are less welcome. Without the benefit of open windows, the next best thing for de-funking your kitchen is boiling a few tablespoons of vinegar in water. That should work on even the worst leftover culinary stenches. Or if you want to avoid the problem altogether, just order takeout next time.


Smell: Smoky

Culprit: Drafty chimney
Solution: The cozy, inviting smell of a roaring fire in a fireplace is a winter luxury. But the dirty soot smell you get when the fire’s out? That’s downright rotten. The cause is likely a combination of a drafty chimney and an imbalance of air pressure in your home. To avoid the smell, stop the draft by making sure your damper has a tight seal, and try to adjust the air pressure by adding more return air registers to your HVAC. Not only will you get rid of the odor, you might just save on your energy bill.



Smell: Skunky, rotten

Culprit: Dead animal



Solution: You enjoy a warm escape from the winter chill, and unfortunately, so do rodents and other pests. If you smell a pungent rotting scent, a little stowaway might have died in your house. It’s best to avoid this situation in the first place by making sure all areas accessible to rodents are sealed and using humane pest control methods or traps (rather than poison). If you already have the smell and can’t get to the source, your best bet is to use an air cleaner with an absorbent filter or mask the smell with air freshener.



Smell: Must, mold...ATTENTION COASTAL SELLERS....MOLD..UGH

Culprit: Moisture



Solution: As long as your house doesn’t have any serious leaks, a moldy smell can usually be chalked up to excess moisture caused by too much humidity in the air. This excess dampness can be caused by moisture-creating appliances like clothes dryers as well as long showers in unventilated bathrooms and inadequate insulation of cold surfaces, such as cold water pipes. To solve the problem without opening windows, a dehumidifier should do the trick. If it doesn’t, call a professional for help as mold can cause serious health problems.



Smell: Sewage

Culprit: Bathroom



Solution: Bathroom odors can magnify in the winter, especially if the bathroom is unventilated. If the smell seems to be emanating from the toilet, a cup of full-strength vinegar in the tank can work wonders. Just wait five minutes, scrub, and flush. For extra bleaching power, get a green clean by pouring hydrogen peroxide in the bowl.



Smell: Dusty burning

Culprit: Heating system



Solution: When you turned your heat on, you may have noticed a mysterious burning smell. That’s because dirt and dust had accumulated in your furnace, HVAC, or ducts that then became red hot. To avoid the stench next year, turn your heat on briefly while it’s warm enough to open the windows for ventilation.



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