Integrity Means A Lot To This Realtor: Palm Citys Horse Talk:

   

Horsetalkgirl

I have been in the business world for many years and know one very important thing. If you want to get to your goal, you must have integrityy. I think sometimes folks just totally forgets that the word is in the English dictionary.  So I decided that I would try to define integrity and what it means to me. Realtor's must believe in their Code of Ethics. Florida Realtor's Association requires every Realtor with an active real estate  license to renew their Code of Ethics  on a regular basis so we all know how we are suppose to behave and have the opportunity to sell real estate in Florida.

1. Steadfast adherence to a strict moral or ethical code.

2. The state of being unimpaired; soundness.

3. The quality or condition of being whole or undivided; completeness.

    

In selling or buying a home, we become entangled in the emotion that result form such a venture. It is incumbent upon your Realtor of choice to exercise true integrity in the face of difficult decisions, especially when it is disappointing news. A good professional Realtor remains hard at work and intent on satisfying the goals of his/her client.  In many cases, a much better result occurs if patience prevails. I remain there for my clients regardless and through the rough patches and that is where the true success of my business lies.

Carol Barron Cross, Broker
Sunflower Homes & Equestrian LLC
Palm City, Florida
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Integrity is one of the fundamental values that a real estate client should expect. It is the hallmark of a person who demonstrates sound morals and ethical principles at work.  A Realtor who has integrity lives his or her values in relationships with fellow Realtor's, customers and others. Acting with honor and truthfulness are also basic tenets in a person with integrity. People who demonstrate draw others to them because they are trustworthy and dependable. They are principled and can be counted on to behave in an honorable way even when no one is watching.

Write-offs to Remember!!

Write-offs to Remember Deductions in the Loan Process Write-offs are the government's way of rewarding taxpayers when they've done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are write-offs aplenty, many of which people often forget. Make sure your clients take advantage of every break the IRS will give. Here are a few they tend to forget: Points: According to the IRS, origination fees charged as points must be paid for the use of money, (for example, to obtain a lower interest rate) in order to be tax deductible. Origination fees that constitute a "service fee" are not tax deductible. The question must be asked, "Does the fee apply to the use of money, or is it a service charge?" Pre-payment penalties: Unforeseen circumstances often cause borrowers to pull out of their mortgages sooner than expected. Fortunately, pre-payment penalties are tax deductible, which helps ease the pain. Pro-rated real estate taxes: Even if the seller sent the tax collector the check, chances are the buyer paid a pro-rated portion of the taxes for the year at closing. Be sure they know to deduct their fair share. Pro-rated mortgage interest: Depending on when in the month the home sale closes, buyers pay either a hefty or a tiny amount of pro-rated mortgage interest for that month. Big or small, they can write that off. The Final Closing/Settlement Statement will show just how much they've paid. Home construction loan interest: As long as the construction period doesn't last more than two years before they make the new place their "principal residence," they can write off the interest for that construction loan. It pays to pay attention – all these write-offs can add up to some serious savings when tax time comes around.