Tuesday, March 20, 2012

Difficult horses can be misunderstood. Beware of a horses language.

 I found this to be very interesting. I had a mare that was just like this mare. Sometimes mares can be mighty testy.  Ever been in a round pen with a horse that had a mind of its own? My horse was named Star. Star would turn her rear to me and actually charge. She never seemed to like anything that came to discipline. We worked with Star and finally she calmed down to being kinda nice. I will never forget the times I would bring her in from the paddocks and she would try kicking me for no reason at all. 

About four or five days after hurricane Jean, I observed Star grazing in her paddock. She seemed happy as good be. I noticed she went into the shed and decided to rest on the ground. I thought she had just eaten plenty of grass and was satisfied. An hour later, I noticed Star had not moved from her position. I walked into the paddock to check her and she had died. I was so upset. Star looked perfectly fine one minute and gone the next. 

Even though Star was never the most gentle horse on the farm, Star had a place in my heart. We think of her often.

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Sunday, March 11, 2012

Dealing with everyday STRESS? Watch this film.

Check out this website I found at play.simpletruths.com

We have to learn to control stress. Stress can be 24/7. We are the one that has to be in control or it can control and ruin our life. We all need to practice a little of this film. Happy days to everyone.

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Thursday, March 8, 2012

[Palm Citys Horse Talk] Could Banks Be Releasing Money to Home Buyer?

Here's hoping this will materialize.

---------- Forwarded message ----------
From: Blogger <no-reply@blogger.com>
Date: Thu, Mar 8, 2012 at 8:34 AM
Subject: [Palm Citys Horse Talk] Could Banks Be Releasing Money to Home Buyer?
To: lilourmare@gmail.com


Capital Economics expects the housing crisis to end this year, according to a report released Tuesday. One of the reasons: loosening credit. The analytics firm notes the average credit score required to attain a mortgage loan is 700. While this is higher than scores required prior to the crisis, it is constant with requirements one year ago. Additionally, a Fed Senior Loan Officer Survey found credit requirements in the fourth quarter were consistent with the past three quarters. However, other market indicators point not just to a stabilization of mortgage lending standards, but also a loosening of credit availability. Banks are now lending amounts up to 3.5 times borrower earnings. This is up from a low during the crisis of 3.2 times borrower earnings. Banks are also loosening loan-to-value ratios (LTV), which Capital Economics denotes “the clearest sign yet of an improvement in mortgage credit conditions.” In contrast to a low of 74 percent reached in mid-2010, banks are now lending at 82 percent LTV. While credit conditions may have loosened slightly, some potential homebuyers are still struggling with credit requirements. In fact, Capital Economics points out that in November 8 percent of contract cancellations were the result of a potential buyer not qualifying for a loan. Additionally, Capital Economics says “any improvement in credit conditions won’t be significant enough to generate actual house price gains,” and potential ramifications from the euro-zone pose a threat to future credit availability. THIS SUPER LOOKING HOUSE IS FOR SALE IN STUART-WEST!! 3200 sq ft and guest house, lap pool and a wine vineyard. Convenient to Palm City, Florida. It is a beauty. $479,000 Sunflower Homes and Equestrian, LLC

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